Your Guide to Buying a Property and Getting a Mortgage in Spain
Hamilton Homes Overview:
Many buyers looking to purchase a property in Spain often get caught up in the excitement and fail to fully understand the total costs and implications of buying a property and getting a mortgage in Spain. Whether buying a resale property or an off-plan property, Hamilton Homes takes buyers through all aspects of the buying journey, from doing your initial budget and mortgage research right through to completing on your property and getting settled in. Hamilton Homes offers insider tips showing you what to look out for at every step and how to best prepare and protect yourself and your money.
The insider tips will potentially save you, the buyer, thousands of euros not only during the purchase process but also over the years as a property owner in Spain. Hamilton Homes covers the following:
The Buying Basics: Taxes, NIE, Residency, Notary, Agents, Lawyers
Step-by-step guide to the Spanish Purchase and Mortgage Process
Clear breakdown of all the Purchase and Mortgage costs
Key steps to working out your real affordability
Key steps and tips to ensure you get the right mortgage for you
Checklist of key questions to ask your bank and mortgage broker
Key viewing tips and questions to ask
Essential property checks to carry out before you pay a non-refundable deposit
Understanding of the terms and conditions which should be included in your Reservation and Private Purchase Contract
How to prepare for completion and the completion day itself
Guide to getting settled in and connecting your utilities
Understanding of your obligations and property taxes as a property owner in Spain
Easy-to-understand examples
Essential tips which will save you time, money and stress